Drinking and driving is never a good idea. We all know this, and yet many of us will have been guilty of committing this crime in the past. If you are caught drunk behind the wheel of your car, not only will you suffer serious legal consequences, but you are likely to find that your next car insurance bill is a lot bigger than your last.
The job of insurance companies is to evaluate risk. Any driver who has been convicted of drink driving will, naturally, be considered a higher risk than one who hasn’t. The result of this is higher insurance rates at best and, at worst, the inability to get insurance at all with certain providers.